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You own a lot of valuable things... And they do need to be protected from loss or damage. At today's costs, this can be
too expensive to just pay on your own. You have to be concerned, not only about protection, but about how complete that
protection really is. There's nothing much worse than finding out there's no coverage for something you thought you were
covered for. You will also want to make sure your coverage is really adequate to cover today's costs. |
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Can We Skip the Red Tape?... We all wish we could, but we all know how easy it is to get sued these days. With the high
medical and legal costs, you could be financially destroyed just defending yourself. Knowing you have insurance to handle your
defense and protect you financially, relieves an untold amount of stress. We can't possibly emphasize enough, the importance to
you of having adequate and complete liability protection. |
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Your Agent May Not Be Enough... In an emergency, you may need immediate support. As hard as an agent may try, they can't be
everywhere at the same time. If you're stranded in the desert on the 4th of July, your agent probably isn't in the office
waiting for your call. In setting up plans, we place emphasis on making 24 hour 800 number phone assistance available for our
clients. You should look for this feature if you don't have it now. |
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Why Insure An Umbrella?... Ok, sorry. Nobody ever said insurance agents were great humorists. Umbrella protection is
one of our favorite coverages, because it gives such complete protection at a low cost. It has high limits (usually starting
at $1,000,000), and fills gaps in your personal insurance. We can't show all the benefits here, but think about this in view
of the current legal environment we live in. A slip on the ice at your home, a fall against a hot grill during a barbeque, a
dog bite, or even doing volunteer work for a group that gets sued, can blossom into a legal situation situation far exceeding
the limits on your standard policies. |