What would happen if your
income stopped tomorrow?

1.	It can happen to you...
	Disabling illnesses or injuries can and will happen to you, or those around you, during your income earning years. The odds of at least one disability lasting 90 days or longer prior to age 65 are alarmingly high... HALF of all 35 year olds will have this happen to them
2.	The results are devastating...
	Even your best plans for financial security can be devastated with a long term loss of income. In fact, 48% of all home foreclosures are the result of a long term disability, while only 3% are the result of death. You've carefully planned your home purchase and obligations. A disabling illness or injury can place those plans in serious jeopardy if you do not protect yourself with a quality disability insurance policy.
3.	Plans at work are not enough...
	You may have a plan provided by your employer, but that is not enough. Those policies often cover a percentage of your income, and benefits you receive from an employer provided disability insurance policy are FULLY TAXED. You will only receive a fraction of your actual take home pay from these policies. Plus, you may not be able to take that policy with you if your employment status changes.